Commercial Purchases and Refinance’s

Loan Programs

EMS Commercial offers a diverse range of loan programs to cater to the specific needs of real estate investors. Our comprehensive selection of loan programs includes:

Investment Property Loans: These loans are designed to finance the acquisition or refinancing of investment properties, allowing you to leverage your real estate assets for long-term growth.Bridge Loans: Bridge loans provide short-term financing to bridge the gap between immediate funding needs, such as property acquisitions or time-sensitive transactions.Cash-Out Refinancing: With our cash-out refinance program, you can tap into the equity of your investment property and access cash for various purposes, such as renovations, debt consolidation, or expanding your investment portfolio.Rate and Term Refinancing: This program allows you to refinance your existing loan to obtain a more favorable interest rate and terms, helping you optimize your cash flow and increase the profitability of your rental properties.Portfolio Loans: EMS Commercial offers portfolio loan programs for investors with multiple properties. These loans provide a streamlined approach to financing your entire portfolio, simplifying the management and financial aspects of your real estate investments.

Long-Term Rental Loans

EMS Commercial provides 30-year fixed rate financing for investment properties, whether you're looking to purchase or refinance. Our long-term investment loan product allows you to access cash, reduce your interest rate, expand your portfolio, and more.

Lower Rates

EMS Commercial offers highly competitive rates starting from as low as 9.95%* for short-term funding, and 6.99%* for 30-year investment loans. Our rates are designed to provide you with favorable terms and options that suit your financial needs.

Higher Leverage

At EMS Commercial, you have the opportunity to borrow up to 70% loan-to-value (LTV) for bridge loans, 75% LTV for cash-out refinancing, or 80% LTV for rate and term refinancing. We provide flexible options that allow you to leverage the value of your investment property while ensuring you have the financial resources you need.

Maximize The Growth Potential of Your Rental Portfolio

EMS Commercial offers a wide range of loan products with flexible terms, including bridge loans, rate & term refinancing, cash-out refinances, purchases, ground-up construction, and more, all tailored to meet your maximum loan-to-value (LTV) needs and various mortgage requirements.

Bridge Loans

EMS Commercial offers bridge loans that allow you to access short-term financing for your investment property needs. With our bridge loan product, you can secure funding quickly and efficiently to bridge any financial gaps or facilitate time-sensitive transactions. Our bridge loans provide the flexibility and convenience you require to seize investment opportunities and achieve your real estate goals.

Short and Long Term Loans

EMS Commercial provides both short-term and long-term loan options to accommodate your financing needs.

For short-term funding, we offer competitive rates starting as low as 9.95%*. These short-term loans are ideal for situations where you require immediate capital, such as property acquisitions, renovations, or time-sensitive investment opportunities.

If you're looking for a longer-term solution, our 30-year investment loans offer attractive rates starting from 6.99%*. These loans allow you to enjoy the stability and predictability of a fixed rate over an extended period, enabling you to grow your portfolio and achieve long-term investment goals.

Whether you need funds for a brief period or prefer a more extended repayment term, EMS Commercial has the loan options to support your investment strategies and financial aspirations.

*Please note that rates are subject to change and are based on individual qualifications and market conditions.

Securing Long-Term Rental Financing With EMS Commercial

We offer a streamlined and hassle-free process that simplifies the acquisition of funding for your rental properties. Whether you're expanding your portfolio or refinancing existing properties, our comprehensive solutions provide you with a better way to access the long-term financing you need.

Our team of experts understands the unique challenges faced by real estate investors, and we're committed to delivering a seamless experience. With competitive rates and flexible terms, we empower you to optimize your rental investments and achieve long-term financial success.

Experience the difference with EMS Commercial as we revolutionize the way you secure long-term rental financing. Let us help you navigate the complexities of the lending process, so you can focus on building and managing your rental portfolio with confidence.

Contact Info

410-844-3930

Address: 4319 Old Milford Mill Rd, Suite 201, Pikesville, MD 21208

EMS Commercial is a trusted leader in providing comprehensive commercial and investment lending solutions.

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