FAQ
Frequently Asked Questions
What is EMS Commercial
EMS Commercial is a leading financial institution specializing in real estate financing solutions for investors. We offer a wide range of loan programs designed to meet the diverse needs of real estate investors, including investment property loans, bridge loans, cash-out refinancing, and more.
What types of properties does EMS Commercial finance?
EMS Commercial provides financing for various types of properties, including residential investment properties, commercial properties, multi-unit properties, and mixed-use properties. Our loan programs are tailored to accommodate a range of property types and investment strategies.
How do I apply for a loan with EMS Commercial?
Applying for a loan with EMS Commercial is a simple and straightforward process. You can start by filling out our online application form or contacting our experienced team directly. We will guide you through the application process, helping you gather the necessary documentation and answering any questions you may have.
What factors are considered when evaluating loan applications?
When evaluating loan applications, EMS Commercial takes into consideration various factors, including your creditworthiness, property value, debt-to-income ratio, rental income potential, and overall financial profile. We aim to provide a holistic assessment to determine the best loan program for your specific circumstances.
What are the interest rates and terms offered by EMS Commercial?
Interest rates and loan terms vary depending on the specific loan program and individual qualifications. EMS Commercial offers competitive rates starting from as low as 6.99% for 30-year investment loans and rates as low as 9.95% for short-term funding. Contact our team to discuss your requirements and receive personalized rate and term information.
Can I use a loan from EMS Commercial for a fix and flip project?
Yes, EMS Commercial offers specialized loan programs for fix and flip projects. Our fix and flip loans provide short-term financing for the purchase and renovation of distressed properties, allowing investors to take advantage of lucrative opportunities in the real estate market.
What is the typical loan approval timeline?
EMS Commercial understands the importance of speed in real estate transactions. Our goal is to provide quick approvals and expedited funding. While the exact timeline may vary depending on the complexity of the loan and individual circumstances, we strive to provide efficient and timely loan approvals.
Can I refinance an existing loan with EMS Commercial?
Yes, EMS Commercial offers refinancing options for existing loans. Whether you want to lower your interest rate, access cash through a cash-out refinance, or optimize your loan terms, our team can help you explore the possibilities of refinancing your investment property.
Can I get pre-qualified for a loan with EMS Commercial?
Yes, EMS Commercial offers pre-qualification services to help you assess your eligibility and determine the loan amount you may qualify for. Pre-qualification can provide you with a better understanding of your financing options and strengthen your position when making real estate investment decisions.
Contact Info
410-844-3930
Address: 4319 Old Milford Mill Rd, Suite 201, Pikesville, MD 21208
Contact Info
EMS Commercial is a trusted leader in providing comprehensive commercial and investment lending solutions.
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