Non-QM Loans: We understand that not all borrowers fit within the traditional mortgage lending criteria. That's why we specialize in offering non-qualified mortgage (Non-QM) loans that provide flexible financing options for clients who may have unique financial circumstances.Commercial Mortgage Lending: Our commercial mortgage lending services cater to businesses and investors seeking funding for commercial properties, including office buildings, retail spaces, industrial facilities, and more. With our expertise and extensive network of lenders, we help our clients secure competitive rates and terms that align with their commercial property financing needs.Investment Property Funding: We offer tailored lending solutions for investment properties, whether it's a single-family home, multi-unit residential property, or commercial real estate. Our investment property funding options enable clients to expand their portfolios, increase cash flow, and maximize returns on their real estate investments.Fix and Flip Loans: For those interested in the fix and flip market, we provide specialized loan programs that support the purchase and renovation of distressed properties. Our fix and flip loans offer short-term financing, allowing investors to capitalize on lucrative opportunities and enhance the value of their real estate investments.Bridge Loans: Our bridge loan programs offer swift and flexible financing options to bridge the gap between a client's current situation and long-term financing goals. Whether it's acquiring a new property or completing a time-sensitive project, our bridge loans provide the necessary funding to seize opportunities quickly.

Our Approach:

At EMS Commercial, we pride ourselves on delivering exceptional service and personalized guidance to our clients. With a team of experienced professionals who possess in-depth industry knowledge, we provide expert advice and support throughout the loan process. We understand the dynamic real estate market, stay updated on market trends, and navigate the regulatory landscape to ensure our clients receive the most effective and efficient financing options available.